Individual and Family Holistic Financial Planning
Our professionals will help you choose the appropriate solutions for your family from our extensive suite of risk management products. We offer, but are not limited to, whole and term life, disability income, annuities and long term care insurance.
Saving for college is a top financial goal for millions of families. There are a number of ways to save, and 529 college savings plans are among the most popular. Our advisors take this and a variety of alternative financial solutions to create a strategy to meet your education funding goals.
Our team of Investment Advisors will recommend investments based on our client’s specific financial circumstances. We provide our clients with the opportunity to evaluate our recommendations, ask questions and make informed decisions, taking into account the advice given by your Investment Advisor.
Your retirement representative will assist you in putting together a strategy with our platform of retirement products to fulfill your unique set of retirement needs and goals.
Estate, Trust and Gift Planning
We all have goals we want to meet during our lifetime. The education of our children, a comfortable and financially secure retirement and perhaps a new home or a second home. The first step of estate planning is to help you plan for – and realize – these lifetime goals. It addresses your legal and financial concerns, taking into account your goals and tax considerations. It also takes advantage of existing laws and funding vehicles to help save you on taxes and manage your property in an efficient and profitable way during your lifetime.
PleaEstate Planning services are provided working together with your Estate Planning Attorney, Tax Attorney and/or CPA. Consult them for specific advice on legal and tax matters.
Fee-Based Financial Planning
Our Financial Planners collect their client’s comprehensive personal and financial data in order to understand appropriate goals. They will then analyze and review the data to determine the client’s financial circumstances and provide them with a written financial plan to suit their planning needs.
Special Care Planning
The special care market is growing at a phenomenal rate. With higher survival rates, greater life expectancies, and more extensive therapies – the likelihood that many of us will have to provide for others and the costs associated with that responsibility have increased considerably. Hence the need for a program that provides access to information and specialists that will help caregivers make those all-important life care planning decisions.